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Budgeting and Being Boring

A friend of mine brought it to my attention recently that there is strong correlation between budgeting and living a boring, sequestered life devoid of entertainment and excitement. This observation does seem rather well founded. So then the question is: which direction does the causality run? Are we budgeters boring because we budget? Or do […]

Money Doesn’t Buy Happiness

Whoever said “Money doesn’t buy happiness” was sorely mistaken.  They were simply buying the wrong things with it.

Debt Elimination Update

So I’ve already updated the Debt Elimination Calculator (and yes, I do realize it has only been a couple hours). The new version is version 2.2.1 and can be downloaded here or from the original post (the links in each point to the same file). Features added for version 2.2.1: The spreadsheet now calculates the information (time […]

Budgeting & Debt Elimination

I taught combined Priesthood and Relief Society a week ago on budgeting and debt elimination. I’ve had a number of requests for my budget template and debt elimination calculator. So I decided to put all of the materials here. Here are the two handouts that were used in class. I wrote the first one and […]